Financial Focus

If you save and invest for decades, you’d like to know you can retire without financial worries. Nonetheless, you still have to be aware of some threats to a comfortable retirement — and how to respond to them.

Ponder Points

Occasionally, I find myself humming a song I heard decades ago and seem to remember most of the lyrics. On the other hand, it is anybody’s guess where the key to my car is located. Memory is a tricky thing, and scientists still don’t completely understand the inner workings of the mind.

Capital Highlights

Conservation urged as searing heat wave sweeps state Texas’ power grid reported record electricity use early last week.

Financial Focus

If you have a family member with special needs, you might face emotional and physical issues, but you also may be concerned about maximizing the financial support your loved one requires. Consequently, you may want to consider establishing a special needs trust.

The 501: Taco Bell to Finlandia

Little packets of taco sauce are like coat hangers. They multiply. If you toss your unused packets, congratulations. You can stop reading now. If you keep all your unopened hots and milds, join the club. I exaggerate somewhat.

Should you consider 401(k) loans or withdrawals?

At some point, you may have more money in your 401(k) than in any other investment. And even though your 401(k) is intended for your retirement, you may one day think you have to tap into your account early — but should you? And if you do, how should you go about it?

Financial Focus

To help achieve your financial goals, you may need to invest in the financial markets throughout your life. However, at times your investment expectations may differ from actual returns, triggering a variety of emotions. So, what are reasonable expectations to have about your investments?

The 501:

People on the High Plains of Texas tend to look down on the rest of us. Why the attitude? Maybe because they survive the northers first. In the grand Texas scheme of things, High Plains dwellers are our higher-ups, literally and figuratively. Even Google knows.

Capital Highlights

Abbott,Patricksparovertaxrelief Gov. Greg Abbott late last week warned lawmakers to be prepared for several special sessions to pass a tax reform bill that he will accept,as well as a school voucher plan that failed to pass during the regular session. AbbottandLt.Gov.

Financial Focus

By definition, business owners put a lot of their financial resources into their enterprises. But as an owner, you may need to invest in more than inventories and payroll to help achieve the future you’ve envisioned.