Smart financial moves to make before year-end

As the year winds down, it’s the perfect time to make some smart moves before the calendar flips to 2026. Think of it as a fin ancial tune- up that could help with saving money and setting you up for success in the mon t h s ahead. Here are some things to consider.

• Don’t forget about required withdrawals. If you’re 73 or older, you’ll need to take your required minimum distribution from tradition…