Financial Focus

Subhead
Avoid holiday debt: Spend with intention, not impulse

Holiday cheer has a way of loosening purse strings – sometimes more than we can afford. In 2024, onethird of Ame r i cans ended the year with holiday debt ave raging $1,181. And 60% of them were stressed about it, according to a December 2024 Lending Tree survey.

Ironically, when Americans created their 2025 New Year resolutions, they listed saving more money (45%) and reducing debt (32%) as two of…